How to Finance Your Medical Tourism Trip Without Breaking the Bank

Wondering How to Pay for Surgery Abroad?

You’ve found the perfect procedure, the right clinic, and the destination of your dreams. But now comes the big question: how do you afford it? Good news—medical tourism financing is more flexible than you might think.

Here’s how real patients fund their care without sacrificing quality or emptying their savings.

1. Use Medical Financing Companies

Several companies specialize in medical tourism financing:

• CareCredit

• LendingClub Patient Solutions

• Med Loan Finance

These companies offer flexible monthly payment plans, sometimes with 0% interest promotions.

2. Talk to Your Local Bank or Credit Union

Many banks now offer personal loans specifically for medical purposes. These often come with better rates if you have strong credit and stable income.

Pro tip: Use the quote from Medalyo to support your loan application.

3. Ask About Payment Plans with the Clinic

Some international clinics offer in-house financing. You may be able to:

• Pay in two installments (before and after treatment)

• Split the balance into 3–6 payments

• Get discounts for upfront payment

4. Explore Crowdfunding

Platforms like GoFundMe or GiveSendGo have been used successfully by patients seeking donations for life-changing care—especially for fertility, reconstructive, or cancer-related treatment.

5. Combine Savings + Credit

Even if you can’t cover the full cost upfront, combining personal savings with a credit option can help spread out the burden.

With Medalyo, you get access to all-inclusive pricing so there are no surprise fees.

Click here to let us know what procedure you're interested in and we can get started looking for the most cost effective package for you.